Wood Markets News


Mortgage Delinquency Rate Declines in Q4 and Year-Over-Year in 2021

The Mortgage Bankers Associations (MBA) released today (2-10-22) the results of their National Delinquency Survey (NDS) for Q4 2021. According to the NDS, the delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 4.65% of all loans outstanding at the end of December.

Georgia-Pacific Announces $20 Million Investment in Alcolu, South Carolina OSB Mill

Georgia-Pacific has announced that it will be investing $20 million in its Alcolu, South Carolina OSB mill. The project’s focus will be to add on a third strander onto the facility. A strander is on the green-end of the facility, or where the logs enter the process. Once the logs are debarked, they go into the strander, which processes the wooden flakes used in the OSB process.

Housing Market Sizzles in January 2022, Well Above Typical Winter Activity

According to realtor.com®’s monthly housing report released on Tuesday (2-8-22), the typical U.S. home sold faster in January 2022 than in any other January on record. The report notes that the housing market remains “unseasonably hot” over the typically slower winter months. In January, the typical U.S. home spent 61 days on the market before being sold.

Mortgage Applications Drop in Week Ending February 4, 2022

According to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Application Survey (WMAS), for the week ending February 4, 2022, the Market Composite Index (a measure of mortgage loan application volume) decreased -8.1% on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index declined -6.0% compared with the previous week.

Consumer Credit Expands During All of 2021

On Monday (2-7-22), the Federal Reserve released their G.19 report for 2021. According to the report, with further analysis provided by the National Association of Home Builders, in 2021, consumer credit increased 5.9%, with revolving and nonrevolving credit increasing 6.6% and 5.7%, respectively. During Q4, consumer credit increased at a seasonally adjusted annual rate of 6.6%.

Housing Affordability in Q4 2021 Falls to its Lowest Level in a Decade

The National Association of Home Builders (NAHB)/Wells Fargo Housing Opportunity Index (HOI) was released today (2-8-22) and reports that 54.2% of new and existing homes sold between October 1 and December 31, 2021 were affordable to families earning the U.S. median income of $79,900. This is down from the Q3 2021 reading of 56.6%.

NFIB’s Small Business Optimism Index Declines Slightly in January

The National Federation of Independent Business (NFIB), one of the largest small business associations in the U.S., reported today (2-08-22) that their NFIB Small Business Optimism Index decreased slightly in January to 97.1, down -1.8 points from December. For the month of January, of the ten components that make up the Index, one improved, while seven declined and two were unchanged.